Privacy Policy

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OnlyForks Finance ("we", "us", "our") is committed to protecting your privacy and handling your personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).

1. Information We Collect

We may collect the following types of personal information when you use our website or submit an enquiry:

• Full name, mobile number, and email address
• Business name and ABN
• Details about the asset and finance you are seeking
• Any additional information you choose to provide

We may also collect non-personal data such as browser type, pages visited, and time on site through standard website analytics.

2. How We Use Your Information

Your information is used to:

• Process your finance enquiry and connect you with suitable lenders
• Communicate with you about your application or enquiry
• Comply with our legal and regulatory obligations as a credit representative
• Improve our services and website experience

We will not sell, rent, or trade your personal information to third parties for marketing purposes.

3. Disclosure of Information

We may share your information with:

• Our aggregator and lender panel members, for the purpose of assessing and arranging finance
• Our technology and service providers who assist us in operating our business (under confidentiality agreements)
• Regulatory authorities where required by law

4. Storage and Security

We take reasonable steps to protect your personal information from misuse, interference, loss, and unauthorised access. Your data is stored securely and access is restricted to authorised personnel only.

5. Credit-Related Information

As a credit representative, we may collect and handle credit-related personal information in accordance with the Privacy (Credit Reporting) Code. This may include information about your credit history as part of assessing a finance application.

6. Cookies and Analytics

Our website may use cookies and third-party analytics tools (such as Google Analytics) to understand how visitors use our site. You can disable cookies in your browser settings, though this may affect site functionality.

7. Access and Correction

You have the right to request access to the personal information we hold about you, and to request corrections if that information is inaccurate, incomplete, or out of date. To make a request, please contact us at the details below.

8. Complaints

If you believe we have handled your personal information in a way that does not comply with the Privacy Act, you can lodge a complaint with us directly. We will respond within 30 days. If you are not satisfied with our response, you may contact the Office of the Australian Information Commissioner (OAIC).

9. Contact Us

For any privacy-related queries, requests, or complaints, please contact:

OnlyForks Finance
Email: enquiries@onlyforksfinance.com.au
Phone: 0483 725 988

OnlyForks Finance is a credit representative of [Aggregator] (ACL [No.]). Australian Credit Licence [Number]. This policy may be updated from time to time. Continued use of our website constitutes acceptance of any changes.