:root{
  --bg:#FFFFFF;--alt:#E9E6DF;--ink:#17150F;--muted:#6B655C;--line:#EAE7E1;
  --dark:#15130F;--dark2:#1F1C17;--dline:rgba(255,255,255,.10);--dmuted:#9A938A;
  --orange:#F2A025;--orange-h:#dd8d10;--orange-soft:rgba(242,160,37,.10)
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
/* Grey background test (was var(--bg) white) — cards stay white via var(--bg) */
body{font-family:"Inter",sans-serif;color:var(--ink);background:var(--alt);-webkit-font-smoothing:antialiased;line-height:1.7;font-weight:400;overflow-x:hidden}
img{display:block;max-width:100%}
a{text-decoration:none;color:inherit}
button{font-family:inherit;cursor:pointer}
::selection{background:var(--orange);color:#fff}
::-webkit-scrollbar{width:5px}::-webkit-scrollbar-track{background:var(--alt)}::-webkit-scrollbar-thumb{background:var(--orange);border-radius:4px}
h1,h2,h3,h4{font-family:"Sora",sans-serif;color:var(--ink);line-height:1.12;letter-spacing:-.025em}
h1{font-size:clamp(2.7rem,5.4vw,4.6rem);font-weight:800}
h2{font-size:clamp(2rem,3.6vw,3.1rem);font-weight:700}
h3{font-size:1.2rem;font-weight:600;letter-spacing:-.01em}
p{color:var(--muted);line-height:1.75}
strong{color:var(--ink);font-weight:600}
.orange{color:var(--orange)}
.wrap{max-width:1200px;margin:0 auto;padding:0 36px}
.sec{padding:104px 0}
/* alternating grey/white sections: white bands get crisp edges */
.sec-alt{background:var(--bg);border-top:1px solid #DBD8D0;border-bottom:1px solid #DBD8D0}

/* tag */
.tag{display:inline-flex;align-items:center;gap:10px;font-family:"Sora",sans-serif;font-size:.7rem;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--orange-h);margin-bottom:22px}
.tag::before{display:none}
.tag-c{justify-content:center}
.how-h .tag,.fin-h .tag,.lh .tag,.qh .tag,.calc-h .tag{margin-left:auto;margin-right:auto}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;font-family:"Sora",sans-serif;font-weight:600;font-size:.88rem;padding:14px 28px;border-radius:10px;border:none;cursor:pointer;transition:transform .18s ease,box-shadow .18s ease,background .18s ease,color .18s ease,border-color .18s;white-space:nowrap;text-decoration:none}
.btn:hover{transform:translateY(-2px)}
.btn-p{background:var(--orange);color:#fff}
.btn-p:hover{background:var(--orange-h);box-shadow:0 10px 28px rgba(242,160,37,.32)}
.btn-ghost{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.28)}
.btn-ghost:hover{border-color:#fff;background:rgba(255,255,255,.06)}
.btn-lg{padding:17px 34px;font-size:.95rem}
.btn-fw{width:100%}

/* nav (light) */
.nav{position:fixed;top:0;left:0;right:0;z-index:100;background:#E9E6DF;border-bottom:1px solid rgba(0,0,0,.06);transition:border-color .35s ease}
.nav.scrolled{background:#E9E6DF;border-bottom:1px solid var(--line)}
.nav-in{max-width:1280px;margin:0 auto;padding:0 24px;height:116px;display:flex;align-items:center;justify-content:space-between}
.nav-logo img{height:80px;width:auto}
.nav-links{display:flex;align-items:center;gap:18px;flex-wrap:nowrap}
.nl{font-family:"Sora",sans-serif;font-size:.85rem;font-weight:700;color:var(--ink);transition:color .2s;position:relative;white-space:nowrap}
.nl:hover{color:var(--orange)}
.nl:not(.btn)::after{content:"";position:absolute;left:0;bottom:-5px;width:0;height:2px;background:var(--orange);border-radius:2px;transition:width .25s ease}
.nl:not(.btn):hover::after{width:100%}
.hbg{display:none;background:none;border:1.5px solid var(--line);border-radius:8px;padding:8px;line-height:0;color:var(--ink)}
#mob{display:none;border-top:1px solid var(--line);background:var(--alt)}
#mob.open{display:block}
.ml{display:block;padding:16px 36px;font-family:"Sora",sans-serif;font-size:.9rem;font-weight:600;color:var(--ink);border-bottom:1px solid var(--line)}
.ml:hover{color:var(--orange)}
.mc{padding:20px 36px}

/* hero (dark with background video support) */
.hero{padding-top:116px;min-height:94vh;display:grid;place-items:center;background:var(--dark);position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;top:50%;right:-5%;width:55%;height:120%;transform:translateY(-50%);background:radial-gradient(ellipse at center,rgba(242,160,37,.10) 0%,transparent 62%);pointer-events:none;z-index:2}

/* Video Structural Layout Rules */
.video-bg-container {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  z-index: 0;
}
.video-bg {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.video-overlay {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: linear-gradient(75deg, rgba(21, 19, 15, 0.96) 35%, rgba(21, 19, 15, 0.75) 60%, rgba(21, 19, 15, 0.2) 100%);
  z-index: 1;
}

.hero-in{width:100%;max-width:1200px;margin:0 auto;padding:70px 36px;display:grid;grid-template-columns:1.05fr .95fr;gap:64px;align-items:center;position:relative;z-index:3}
.hero h1{color:#fff;margin-bottom:24px}
.hero .tag{color:var(--orange)}
.hero-sub{font-size:1.12rem;color:#B8B2A8;max-width:460px;margin-bottom:38px}
.hero-btns{display:flex;gap:14px;flex-wrap:wrap}
.trust{display:flex;flex-wrap:wrap;gap:14px 28px;margin-top:46px;padding-top:34px;border-top:1px solid var(--dline)}
.ti{display:flex;align-items:center;gap:8px;font-family:"Sora",sans-serif;font-size:.78rem;font-weight:500;color:#9A938A}
.ti svg{color:var(--orange);flex-shrink:0}
.hero-vis{display:flex;align-items:center;justify-content:center}
.hero-checks{position:absolute;right:90px;bottom:70px;z-index:3}
.hero-checks ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:12px}
.hero-checks li{display:flex;align-items:center;gap:10px;font-family:"Sora",sans-serif;font-size:.95rem;font-weight:600;color:#fff;line-height:1.35;text-shadow:0 1px 8px rgba(0,0,0,.55)}
.hero-checks svg{color:var(--orange);flex-shrink:0;width:19px;height:19px;filter:drop-shadow(0 1px 4px rgba(0,0,0,.45))}
@media (max-width:767px){
  .hero-checks{position:static;margin-top:30px}
  .hero-checks ul{gap:9px;align-items:flex-start;display:inline-flex}
  .hero-checks li{font-size:.85rem;text-align:left}
}
.hero-img{width:100%;max-width:440px;aspect-ratio:4/4.6;border-radius:16px;overflow:hidden;position:relative;border:1px solid var(--dline);box-shadow:0 30px 80px rgba(0,0,0,.5)}
.hero-img::after{content:"";position:absolute;inset:0;background:linear-gradient(to top,rgba(21,19,15,.4),transparent 30%);pointer-events:none}
.hero-img img{width:100%;height:100%;object-fit:cover;object-position:top center}

/* stats (light strip) */
.stats{background:var(--bg);border-bottom:1px solid var(--line)}
.stats-in{max-width:1200px;margin:0 auto;padding:0 36px;display:grid;grid-template-columns:repeat(4,1fr)}
.stat{padding:44px 28px;border-right:1px solid var(--line);text-align:center}
.stat:last-child{border-right:none}
.sn{font-family:"Sora",sans-serif;font-size:2.6rem;font-weight:800;color:var(--orange);display:block;line-height:1}
.sl{font-size:.72rem;color:var(--muted);margin-top:10px;font-family:"Sora",sans-serif;font-weight:500;letter-spacing:.1em;text-transform:uppercase;display:block}

/* about */
.about-g{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}
.about-copy h2{margin-bottom:22px}
.about-copy p{margin-bottom:16px;font-size:1.04rem}
.ac{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.acard{background:var(--bg);border:1px solid var(--line);border-radius:16px;padding:30px 26px;transition:transform .2s,box-shadow .2s,border-color .2s}
.acard:hover{transform:translateY(-3px);box-shadow:0 12px 30px rgba(0,0,0,.06);border-color:var(--orange)}
.anum{font-family:"Sora",sans-serif;font-size:2.4rem;font-weight:800;color:var(--orange);line-height:1;margin-bottom:8px}
.albl{font-size:.82rem;color:var(--muted);font-weight:500}

/* how */
.how-h{text-align:center;max-width:560px;margin:0 auto 60px}
.how-h h2{margin-bottom:14px}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.step{background:var(--alt);border:1px solid var(--line);border-radius:18px;padding:44px 34px;transition:transform .2s,box-shadow .2s}
.step:hover{transform:translateY(-4px);box-shadow:0 16px 40px rgba(0,0,0,.07)}
.snum{font-family:"Sora",sans-serif;font-weight:800;font-size:1.6rem;color:#fff;background:var(--orange);width:54px;height:54px;border-radius:14px;display:flex;align-items:center;justify-content:center;margin-bottom:22px;box-shadow:0 8px 20px rgba(242,160,37,.35)}
.step h3{margin-bottom:10px}

/* 4-step process */
.hiw-grid{position:relative;display:grid;grid-template-columns:repeat(3,1fr);gap:24px;max-width:1000px;margin:0 auto}
.hiw-line{position:absolute;top:0;left:16.67%;right:16.67%;height:2px;background:rgba(242,160,37,.35);z-index:0}
.hiw-step{position:relative;z-index:1;text-align:center;background:transparent;border:1px solid transparent;border-radius:20px;padding:40px 24px 36px;transition:transform .2s,box-shadow .2s,border-color .2s}
.hiw-step:hover{transform:translateY(-5px)}
.hiw-num{position:absolute;top:-18px;left:50%;transform:translateX(-50%);width:36px;height:36px;border-radius:50%;background:var(--orange);color:#fff;font-family:"Sora",sans-serif;font-weight:800;font-size:.95rem;display:flex;align-items:center;justify-content:center;box-shadow:0 4px 16px rgba(242,160,37,.4)}
.hiw-num-last{background:#15130F}
.hiw-icon{width:100px;height:100px;border-radius:24px;background:var(--orange-soft);color:var(--orange);display:flex;align-items:center;justify-content:center;margin:12px auto 26px;box-shadow:0 8px 24px rgba(242,160,37,.18);border:1.5px solid rgba(242,160,37,.15);transition:background .2s,transform .2s,box-shadow .2s}
.hiw-step:hover .hiw-icon{background:var(--orange);color:#fff;transform:scale(1.08);box-shadow:0 12px 32px rgba(242,160,37,.35)}
.hiw-icon-last{background:#15130F;color:#f2a025;border-color:rgba(242,160,37,.25);box-shadow:0 8px 24px rgba(0,0,0,.18)}
.hiw-step:hover .hiw-icon-last{background:#f2a025;color:#fff}
.hiw-step h3{font-size:1.05rem;margin-bottom:10px}
.hiw-step p{font-size:.9rem;color:#6b6560;line-height:1.65}

/* finance */
.fin-h{text-align:center;max-width:560px;margin:0 auto 56px}
.fin-h h2{margin-bottom:14px}
.fin-g{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.fc{background:var(--bg);border:1px solid var(--line);border-radius:18px;padding:36px 30px;text-align:center;transition:transform .2s,box-shadow .2s,border-color .2s}
.fc:hover{transform:translateY(-4px);box-shadow:0 16px 40px rgba(0,0,0,.07);border-color:var(--orange)}
.fi{width:96px;height:96px;border-radius:22px;background:var(--orange-soft);color:var(--orange);display:flex;align-items:center;justify-content:center;margin:0 auto 24px;transition:background .2s,transform .2s}
.fc:hover .fi{background:var(--orange);color:#fff;transform:scale(1.08)}
.fc h3{margin-bottom:10px;font-size:1.15rem}
.fc p{font-size:.94rem}
.fnote{text-align:center;margin-top:34px;font-size:.92rem;color:var(--muted);font-style:italic}

/* calculator */
.calc-h{text-align:center;max-width:580px;margin:0 auto 56px}
.calc-h h2{margin-bottom:14px}
.calc{display:grid;grid-template-columns:1.1fr .9fr;gap:0;border:1px solid var(--line);border-radius:22px;overflow:hidden;box-shadow:0 20px 60px rgba(0,0,0,.07)}
.calc-controls{padding:52px 48px;background:var(--bg)}
.cgrp{margin-bottom:34px}
.cgrp:last-child{margin-bottom:0}
.crow{display:flex;align-items:baseline;justify-content:space-between;margin-bottom:14px}
.crow label{font-family:"Sora",sans-serif;font-size:.92rem;font-weight:600;color:var(--ink)}
.cval{font-family:"Sora",sans-serif;font-size:1.15rem;font-weight:700;color:var(--orange)}
.slider{-webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:6px;background:#E5E2DA;outline:none;cursor:pointer}
.slider::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:22px;height:22px;border-radius:50%;background:var(--orange);border:3px solid #fff;box-shadow:0 2px 8px rgba(242,160,37,.5);cursor:pointer;transition:transform .15s}
.slider::-webkit-slider-thumb:hover{transform:scale(1.15)}
.slider::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:var(--orange);border:3px solid #fff;box-shadow:0 2px 8px rgba(242,160,37,.5);cursor:pointer}
.calc-result{padding:52px 44px;background:var(--dark);color:#fff;display:flex;flex-direction:column;justify-content:center}
.cr-label{font-family:"Sora",sans-serif;font-size:.74rem;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--orange);margin-bottom:14px}
.cr-amount{display:flex;align-items:baseline;gap:10px;margin-bottom:30px}
.cr-amount #rMonthly{font-family:"Sora",sans-serif;font-size:3.2rem;font-weight:800;color:#fff;line-height:1}
.cr-per{font-size:1rem;color:#9A938A;font-weight:500}
.cr-split{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;padding-top:26px;border-top:1px solid var(--dline)}
.cr-item{display:flex;flex-direction:column;gap:4px}
.cr-num{font-family:"Sora",sans-serif;font-size:1.25rem;font-weight:700;color:#fff}
.cr-sub{font-size:.72rem;color:#9A938A;letter-spacing:.06em;text-transform:uppercase}
.cr-note{font-size:.72rem;color:#7A746B;margin-top:18px;line-height:1.6}
.calc-result .btn-p{background:var(--orange);color:#fff}

/* referral partners */
.ref-g{display:grid;grid-template-columns:1.05fr .95fr;gap:64px;align-items:center}
.ref-card{background:var(--dark);border-radius:22px;padding:44px 40px;box-shadow:0 20px 60px rgba(0,0,0,.18)}
.ref-card label{display:block;font-family:"Sora",sans-serif;font-size:.88rem;font-weight:600;margin-bottom:8px}
@media (max-width:991px){
  .ref-g{grid-template-columns:1fr;gap:40px}
  .ref-card{padding:34px 24px}
}

/* why */
.why-g{display:grid;grid-template-columns:.92fr 1.08fr;gap:80px;align-items:center}
.why-copy h2{margin-bottom:18px}
.why-copy p{font-size:1.04rem}
.wpts{display:flex;flex-direction:column;gap:6px}
.wpt{display:flex;align-items:flex-start;gap:18px;padding:22px 0;border-bottom:1px solid var(--line)}
.wpt:last-child{border-bottom:none}
.wi{width:38px;height:38px;flex-shrink:0;border-radius:11px;background:var(--orange-soft);color:var(--orange);display:flex;align-items:center;justify-content:center;margin-top:2px}
.wpt h4{font-family:"Sora",sans-serif;font-size:1rem;font-weight:600;color:var(--ink);margin-bottom:4px}
.wpt p{font-size:.92rem}

/* quote */
.qh{text-align:center;max-width:580px;margin:0 auto 50px}
.qh h2{margin-bottom:14px}
.qcard{max-width:740px;margin:0 auto;background:var(--bg);border:1px solid var(--line);border-radius:22px;padding:54px 50px;box-shadow:0 20px 60px rgba(0,0,0,.07)}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.fg{display:flex;flex-direction:column}
.fgf{grid-column:1/-1;display:flex;flex-direction:column;gap:22px}
label{display:block;font-family:"Sora",sans-serif;font-size:.8rem;font-weight:600;color:var(--ink);margin-bottom:8px}
label .r{color:var(--orange)}
label .o{color:#b0aaa0;font-weight:400}
.inp{width:100%;background:var(--alt);border:1.5px solid var(--line);border-radius:10px;padding:13px 16px;font-family:"Inter",sans-serif;font-size:.96rem;color:var(--ink);transition:border-color .2s,box-shadow .2s,background .2s}
.inp:focus{outline:none;border-color:var(--orange);box-shadow:0 0 0 4px var(--orange-soft);background:var(--bg)}
.inp::placeholder{color:#b0aaa0}
select.inp{cursor:pointer}
textarea.inp{resize:none}
.prv{display:flex;align-items:flex-start;gap:12px}
.prv input[type=checkbox]{width:18px;height:18px;flex-shrink:0;margin-top:2px;accent-color:var(--orange);cursor:pointer}
.prv label{font-family:"Inter",sans-serif;font-size:.82rem;font-weight:400;color:var(--muted);margin:0;line-height:1.6}
.prv a{color:var(--orange-h);text-decoration:underline}
.fnote2{text-align:center;font-size:.78rem;color:#b0aaa0;margin-top:10px}
#fsuc{display:none;text-align:center;padding:44px 0}
.sico{width:66px;height:66px;border-radius:50%;margin:0 auto 22px;background:var(--orange-soft);border:2px solid var(--orange);display:flex;align-items:center;justify-content:center;color:var(--orange)}
#fsuc h3{font-family:"Sora",sans-serif;font-weight:700;font-size:1.9rem;margin-bottom:10px}

/* lenders */
.lenders-sec{overflow:hidden}
.lh{text-align:center;max-width:580px;margin:0 auto 50px}
.lh h2{margin-bottom:14px}
.mwrap{overflow:hidden;margin-bottom:16px;transform:translateZ(0)}
.mmask{-webkit-mask-image:linear-gradient(90deg,transparent,black 8%,black 92%,transparent);mask-image:linear-gradient(90deg,transparent,black 8%,black 92%,transparent)}
.mrow{display:flex;gap:16px;width:max-content}
.mrow.gl{animation:gl 46s linear infinite}
.mrow.gr{animation:gr 56s linear infinite}
.mrow:hover{animation-play-state:paused}
@keyframes gl{from{transform:translateX(0)}to{transform:translateX(-50%)}}
@keyframes gr{from{transform:translateX(-50%)}to{transform:translateX(0)}}
.lc{display:flex;align-items:center;justify-content:center;width:200px;height:90px;background:#fff;border:1px solid rgba(0,0,0,.06);border-radius:10px;padding:14px 24px;flex-shrink:0;transition:transform .25s,box-shadow .25s}
.lc:hover{transform:translateY(-3px);box-shadow:0 8px 24px rgba(0,0,0,.08)}
.lc img{max-width:152px;max-height:58px;width:auto;height:auto;object-fit:contain;transition:opacity .25s}
.lc:hover img{opacity:.8}
.lfb{font-family:"Sora",sans-serif;font-weight:600;font-size:.82rem;color:var(--muted);text-align:center;line-height:1.3}
.agg{display:flex;align-items:center;justify-content:center;flex-wrap:wrap;gap:16px;margin-top:54px;padding-top:46px;border-top:1px solid var(--line)}
.agg-l{width:100%;text-align:center;font-size:.72rem;color:#b0aaa0;letter-spacing:.16em;text-transform:uppercase;margin-bottom:4px}
.ab{padding:15px 38px;background:var(--alt);border:1px solid var(--line);border-radius:10px;font-family:"Sora",sans-serif;font-weight:700;font-size:.9rem;color:var(--ink);letter-spacing:.12em;transition:border-color .2s}
.ab:hover{border-color:var(--orange)}

/* footer (dark) */
footer{background:var(--alt);padding:72px 0 40px;color:var(--ink)}
.ft{display:flex;flex-wrap:wrap;align-items:flex-start;justify-content:space-between;gap:48px;margin-bottom:56px}
.fbrand{display:flex;flex-direction:column;line-height:1}
.fwm{font-family:"Sora",sans-serif;font-size:1.7rem;font-weight:800;color:#fff;letter-spacing:-.02em}
.fwm-sub{font-family:"Sora",sans-serif;font-size:.78rem;font-weight:600;letter-spacing:.34em;text-transform:uppercase;color:#9A938A;margin-top:4px}
.flogo-img{height:80px;width:auto;display:block}

/* footer accreditation */
.fagg{margin-top:24px}
.fagg-l{font-family:"Sora",sans-serif;font-size:.62rem;font-weight:600;letter-spacing:.22em;text-transform:uppercase;color:#6B655C;margin-bottom:12px}
.fagg-badges{display:flex;align-items:center;gap:12px}
.fab{display:flex;align-items:center;justify-content:center;height:52px;border-radius:10px;overflow:hidden;border:1px solid var(--line);transition:border-color .2s,box-shadow .2s}
.fab:hover{border-color:rgba(242,160,37,.4);box-shadow:0 4px 16px rgba(242,160,37,.12)}
.fab img{height:32px;width:auto;max-width:120px;object-fit:contain;padding:0 14px}
.fab-dark{background:#0a0a0a}
.fab-light{background:#fff}
.fab-light img{padding:0 10px}
.fcol{display:flex;flex-direction:column;gap:14px}
.fcol h4{font-family:"Sora",sans-serif;font-size:.7rem;font-weight:600;color:#7A746B;text-transform:uppercase;letter-spacing:.16em;margin-bottom:4px}
.flink{font-size:.9rem;color:var(--muted);transition:color .2s}
.flink:hover{color:var(--orange)}
.fdiv{height:1px;background:var(--line);margin-bottom:30px}
.flegal{font-size:.76rem;color:#7A746B;line-height:1.9}

@media(max-width:1024px){
  .hero-in{grid-template-columns:1fr;gap:54px}
  .hero-vis{order:-1;max-width:360px;margin:0 auto}
  .about-g{grid-template-columns:1fr;gap:48px}
  .why-g{grid-template-columns:1fr;gap:48px}
  .stats-in{grid-template-columns:repeat(2,1fr)}
  .stat:nth-child(2){border-right:none}
  .stat:nth-child(1),.stat:nth-child(2){border-bottom:1px solid var(--line)}
  .steps{grid-template-columns:1fr}
  .calc{grid-template-columns:1fr}
  .hiw-grid{grid-template-columns:1fr}
  .hiw-line{display:none}
  .sec{padding:80px 0}
}
@media(max-width:768px){
  .wrap{padding:0 22px}
  .nav-links{display:none}
  .hbg{display:block}
  .nav-in{padding:0 22px;height:80px}
  .nav-logo img{height:46px}
  .hero{padding-top:80px}
  .fin-g{grid-template-columns:1fr}
  .hiw-grid{grid-template-columns:1fr}
  .frow{grid-template-columns:1fr}
  .qcard{padding:36px 24px}
  .calc-controls{padding:36px 28px}
  .calc-result{padding:36px 28px}
  .cr-split{grid-template-columns:1fr;gap:14px}
  .cr-item{flex-direction:row;justify-content:space-between;align-items:baseline}
}
@media(max-width:480px){
  .stats-in{grid-template-columns:1fr 1fr}
  .ac{grid-template-columns:1fr 1fr}
  h1{font-size:2.5rem}
}
@media(prefers-reduced-motion:reduce){.mrow{animation:none}.btn:hover,.step:hover,.fc:hover,.acard:hover,.lc:hover{transform:none}}

/* aggregator logo badges */
.ab{padding:0;overflow:hidden}
.ab-dark{background:#0F0F0F;border-color:#0F0F0F}
.ab-light{background:#fff}
.ab img{height:38px;width:auto;max-width:150px;object-fit:contain;padding:0 6px}
.ab.ab-dark,.ab.ab-light{display:flex;align-items:center;justify-content:center;min-width:170px;height:72px;padding:14px 30px}
.ab-fb{display:flex;align-items:center;justify-content:center;min-width:170px;height:72px;padding:15px 38px;background:var(--alt);font-family:"Sora",sans-serif;font-weight:700;font-size:.9rem;color:var(--ink);letter-spacing:.12em}

/* ── asset showcase (hero right column) ── */
.asset-showcase{display:grid;grid-template-columns:repeat(3,1fr);grid-template-rows:repeat(2,1fr);gap:14px;width:100%;max-width:500px}
.asc-card{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.08);border-radius:14px;padding:18px 14px 14px;display:flex;flex-direction:column;align-items:center;gap:10px;cursor:pointer;transition:background .22s,border-color .22s,transform .22s,box-shadow .22s;position:relative;overflow:hidden}
.asc-card::before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 60% 30%,rgba(242,160,37,.07),transparent 65%);opacity:0;transition:opacity .25s}
.asc-card:hover{background:rgba(255,255,255,.07);border-color:rgba(242,160,37,.35);transform:translateY(-4px);box-shadow:0 14px 36px rgba(0,0,0,.4)}
.asc-card:hover::before{opacity:1}
.asc-svg{width:100%;height:auto;max-height:90px;filter:drop-shadow(0 4px 12px rgba(0,0,0,.5))}
.asc-lbl{font-family:"Sora",sans-serif;font-size:.68rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:rgba(255,255,255,.55);transition:color .2s}
.asc-card:hover .asc-lbl{color:var(--orange)}
/* give the first card (truck) a wider span for visual weight */
.asc-card:first-child{grid-column:span 2}
.asc-card:first-child .asc-svg{max-height:80px}

/* ── caricature in about section ── */
.about-caricature{display:flex;align-items:center;justify-content:center}
.about-caricature img{width:100%;max-width:400px;border-radius:20px;border:1px solid var(--line);box-shadow:0 24px 64px rgba(0,0,0,.12);object-fit:cover}

/* responsive asset showcase */
@media(max-width:1024px){
  .asset-showcase{max-width:420px;margin:0 auto}
}
@media(max-width:768px){
  .asset-showcase{grid-template-columns:repeat(2,1fr);max-width:340px}
  .asc-card:first-child{grid-column:span 2}
}